2024年のFinTechソフトウェア開発動向トップ

Using new technology, the financial industry can increase revenue, improve customer service, and expand its business offerings.

There is no longer any mention of the “fintech bubble.” There has been no change in the positive vector despite the dramatic decline in cryptocurrencies. A record $210 billion was invested in global fintech in 2023. While we won’t have the 2024 data for a little while, we can already see Europe’s excellent performance. Was well over €2.7 billion invested in January and February of last year that was invested in fintech firms in the first half of last year.

We see cybersecurity and artificial intelligence as two of the fastest-growing segments in 2024 when we analyze promising areas for development. Are there any other trends we should look out for?

2024年のFinTechソフトウェア開発動向トップ

1. Computer technology based on artificial intelligence

A rapidly emerging technology in software development is artificial intelligence. It is used to power applications such as chatbots, machine learning algorithms, and text/image recognition software. By 2029, the market may reach $1,394 billion with a CAGR of 20.1%, growing to $328 billion from $328 billion in 2024.

There is only one active form of 人工知能 at present, and it is narrow AI. Among its single-purpose algorithms are speech recognition, spam email filtering, music recommendations, and chatbots. AI applications lead to better-informed decisions and more personalized consumer experiences, a reason why companies like Microsoft and Narrative Science, and Cynere continue to gain massive profits through integrating AI.

2. Security in cyberspace

In the software industry, cybersecurity is also one of the fastest-growing trends after artificial intelligence. Software technologies like this are on the path to continuous growth. As the world becomes more digitally interconnected, cyber-attack threats are likely to increase. Therefore, cybersecurity systems are becoming increasingly essential in various business sectors, making them a trending software technology.

The cybersecurity market is expected to reach $240.27 billion in 2023, up from $217.87 billion in 2024, according to a report by MarketsandMarkets.

3. Adoption of blockchain technology

Software development no longer relies on new technology like blockchain. This technology will soon be adopted by business sectors such as automotive, agriculture, and logistics, and there will be rapid growth in blockchain-based applications in 2024. Your business transactions are protected by top-tier security with this technology.

Several features of blockchain-oriented software systems, such as the ability to replicate data, decentralize system administration, use public-key cryptography, and create immutable records, are driving blockchain adoption into a rapidly growing market.

4. Software Quality Standard ISO/IEC 9126

Before ISO/IEC 9126, a software system could not be measured for quality or integrity. The standard calculates quality measures based on the number of weaknesses in software applications to determine trustworthiness, dependability, and resilience.

When software is being developed, ISO/IEC 9126 identifies and removes structural weaknesses. Providing high-quality software products helps companies build a more substantial reputation and impress multiple clients.

5. Development with low-code

With solutions like low-code/no-code development (LCNC), software engineering is hastily moving towards streamlined approaches to building apps. Modern software development practices are centered on low code development, which allows developers to build applications with minimal coding and enables anyone to build applications without coding expertise.

With LCNC, you can assemble a component using visual drag-and-drop tools (graphical user interfaces). Thanks to LCNC, individuals without coding experience can easily create applications. The advantages of low code development make it a viable option for new firms that need to prototype and test their business concepts quickly.

By 2027, it is estimated that the low code platform will generate $65 billion in revenue, with a CAGR of 26.1%. Therefore, it is one of the most influential software trends today.

In addition to WordPress, Weebly, Wix, and Squarespace, there are several other low-code applications.

6. A progressive web application

In advanced ウェブアプリケーション, website functions and features are integrated into mobile apps. These technologies have the potential for unlimited growth in the software development industry. These applications are available for download from the website and can be put on the home screen of your smartphone. Downloading from the app store is no longer necessary.

あ PWA is similar to a native app, except it has high performance, a small size, and features such as push notifications and an offline mode. Creating and maintaining them is less expensive for small/new businesses, as well as giving them both mobile and web benefits. Shortly, advanced web applications will be more popular among small companies and startups.

Some prominent examples of PWA include Starbucks, Debenhams, BMW, and Flipboard.

7. Outsourcing of software

To protect company resources/money from a costly in-house team, companies are increasingly outsourcing software development trends. In addition, IT professionals are hard to find who can deliver top-of-the-line software projects on time and across industries.

By 2027, global IT outsourcing is expected to reach 610.12 billion with a CAGR of 6.68%, from $440.41 billion in 2023 to 413.80 billion in 2024. There are many benefits of outsourcing software, including faster growth, cost efficiency, better quality, lower risks, and protection of company resources.

8. Providers of distributed cloud services

Distributed cloud services will soon become the norm for all software development companies. In addition to facilitating remote work, cloud-native solutions boost growth in the software industry.

Cloud topologies distributed across several cloud providers and geographical regions can result in fewer or no downtime errors than putting backend services on a single server.

Apps that work on distributed cloud services include Netflix and YouTube.

9. (IoT): the Internet of Things

In 2024, the モノのインターネット (IoT) will be one of the most important technological developments. The integration of sensors, gadgets, machinery, and automobiles, it has changed everyday life. There are several other benefits of using IoT technologies for businesses, such as capturing large amounts of data, expediting operations, preventing equipment malfunctions, managing inventory without losses, and reducing operational costs.

An example of IoT device is an activity tracker, an automated self-healing system, an anti-theft smart tag, a home security system, and a biometric cybersecurity scanner.

10. A mixed reality experience

It is a combination of reality and virtual worlds, similar to AR (augmented reality) そして VR (virtual reality). Objects interact with each other to form an immersive environment. In addition to restaurants and real estate, mixed reality can also be used to build native apps.

You can guide your staff through complex procedures using mixed-reality interfaces. A mixed reality device is the HoloLens, a virtual furniture fitting program, a 3D modeling program, Snapchat filters, or a virtual makeup application.

Follow the latest trends

A study of software development statistics shows that current software development trends will lead to irrefutable changes for the IT sector in the near future. Staying up-to-date with all the upcoming trends is the best way to respond to them.

To modernize your business with software industry trends, you should talk to a professional software development company like カーマテック. Whether it’s software development trends in real estate, finance, or 健康管理, we can keep your business up-to-date with current ones and inform you of upcoming ones.